SOS: School for Off-Season Survival is our home for evening courses, weekend seminars, pop-ups, and peer-mentoring groups. We’ve lined up an exciting roster of classes taught by local instructors, with a focus on small business support, personal development and wellness, creative entrepreneurship, language skills and more.

What better way to develop a skill, dive deeper into an existing practice or build a new business than off-season on MV?!

We’ve heard the distress calls, and we’re ready to take you from surviving to thriving. It’s all in a winter’s work…

Watch this space and follow us on socials for schedule updates, instructor spotlights, course announcements and more!

Interested in teaching a course? Email Sonja at sonja@acemv.org.

The SOS program is sponsored in part by grant funding from Rockland Trust, Cape Cod Five, Santander and MV Bank.

Financial Wellness in A Seasonal Economy


4/10/2024 to 5/8/2024 from 5:00 PM to 5:45 PM ET



Wednesdays, 5-5:45 PM

with time for questions afterward
April 10 (Zoom)
April 24 (Zoom)
May 8 (In-person at Haven)

Are you looking to be proactive with your summer income and finally put a system in place that helps you prepare for the seasonality of life on the Vineyard? ACE-MV invites you to join us on April 10th, 24th and May 8th, for a three-part financial wellness workshop offering a step-by-step approach for budgeting, debt reduction, credit repair and long-term saving strategies.

Guided on your financial journey by Jim Curran, Financial Know-How Program Manager from Cape Cod 5, you will learn simple and effective (but not always easy) habits we can all put in place to take control of our financial wellbeing.

April 10: Habit Building and Mindset
Setting a weekly financial check-in with yourself, tracking income/spending

April 24 Review two weeks of tracking
What did you notice (hard to stick to, subscriptions, where I spend more, where I didn’t even know I spent).
Debt Reduction and Saving Strategies

May 8: Budget Building (in-person at Haven)
Using the info from the last month to build a practice budget for summer. Incorporating our personal goals in a reasonable long-lasting way
 
Summer Monthly Check-Ins (optional)
June 12th - 5-5:30 PM
July 10th - 5-5:30 PM
August 14th- 5-5:30 PM

Fall wrap-up (45-60 minutes)
September 11th: 5 - 6 PM
Using everything you tracked and saved this summer to build a budget for off-season

About the Instructor
After moving to Cape Cod in 2010, Jim worked at the Wequassett Resort & Golf Club in Harwich for eight years before embarking on his new career in banking. He joined Cape Cod 5 in 2018, working in the Bank’s Management Trainee program for two years before taking on his current role of Financial Know-How Program Manager in 2020.  He also attended the New England School of Finance, hosted by the Massachusetts Bankers Association at Babson University, graduating in 2021. ​

Active in the community, Jim serves as an Executive Advisor to the Board of Directors at Pause-A-While Inc. and on the Barnstable High School Business Innovation School steering committee. He lives in Plymouth with his wife Brigid, an ESL teacher at Plymouth Community Intermediate School.

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